509 Cascade Ave Suite F,

Hood River, OR 97031

Mann Mortgage supports our heroes: Discover the benefits of VA loans today!

Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.

What are VA home loans?

In the beautiful towns of Bingen and Rockford, residents often find themselves in need of financial assistance, whether it’s for purchasing a home or refinancing an existing mortgage. Thankfully, our Hood River office is here to provide valuable insights into one of the most advantageous loan options available – VA Loans. VA Loans, short for Veterans Affairs Loans, are a powerful financial tool designed to assist active-duty service members, veterans, and eligible surviving spouses in achieving their homeownership dreams. If you reside in Bingen or Rockford and fall under these categories, this guide is tailored to provide you with a clear understanding of VA Loans and how they can benefit you. At our Hood River office, we understand the importance of homeownership, and that’s why we’re dedicated to helping you navigate the world of VA Loans with expertise and care.
Elderly woman pinning a medal on the shirt of an elderly veteran man.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

VA loans
at a glance.

  • One of the most appealing features of VA Loans is that they often require no down payment. This makes homeownership more accessible for eligible individuals in Bingen and Rockford, as it eliminates the need for a substantial upfront payment.
  • VA Loans typically offer competitive interest rates, which can result in lower monthly mortgage payments compared to conventional loans. This is a significant advantage for veterans and active-duty service members in managing their finances effectively.
  • Unlike many other loan options, VA Loans do not require borrowers to pay for private mortgage insurance. This saves borrowers money over the life of the loan, making homeownership more affordable in the long run.
  • VA Loans often have more lenient credit requirements compared to conventional loans. This flexibility can be especially beneficial for individuals in Bingen and Rockford who may have had credit challenges in the past.
  • VA Loans also offer streamlined refinancing options, known as Interest Rate Reduction Refinance Loans (IRRRLs). This allows eligible borrowers to lower their interest rates and monthly payments with minimal paperwork and hassle.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

VA loans

Eligibility for VA Loans extends to veterans, active-duty service members, National Guard members, reservists, and certain eligible surviving spouses. Our Hood River office can assist you in determining your eligibility.

VA Loans do not have strict income limits, but lenders typically consider your income to ensure you can comfortably repay the loan.

The approval process for VA Loans varies but is often quicker than traditional loans. Our Hood River office can help expedite the process for you.

VA Loans are intended for primary residences, so they cannot be used for second homes or investment properties.

VA Loans may have a funding fee, but it can be waived for veterans with service-connected disabilities. Our Hood River office can provide detailed information on funding fees.

In conclusion, VA Loans offer a unique opportunity for residents of Bingen and Rockford to achieve homeownership with favorable terms and benefits. At our Hood River office, we are committed to assisting you throughout the VA Loan process. Feel free to reach out to us for personalized guidance and support on your journey to becoming a homeowner.

“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”

Adam P. B.

Let's get you home.

0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.